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4 documents you need for a reverse mortgage loan – Bankrate – The Bankrate Daily. The first and most basic piece of information that the reverse mortgage loan lender needs is a valid identification that shows how old you are. To get a reverse mortgage loan, you must be at least 62 years old. In most cases, a current driver’s license is.
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how does the reverse mortgage work Reverse mortgages: Are they worth it? – Business – CNN.com – I've seen a lot of commercials on TV about reverse mortgages. How do they work and who should consider a reverse mortgage, if anyone?
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For instance, a 62-year-old who buys a $400,000 home with a reverse mortgage for purchase must make a down payment of $159,450, according to a recent quote using All Reverse Mortgage Company’s.
How Much Equity Do You Need for a Reverse Mortgage?. If you’ve paid your home off – or if you nearly have – there may be several good reasons why you don’t want to leave all that equity tied.
When do I have to pay back a reverse mortgage loan? Reverse mortgage loans typically are repayable when you die, but may need to be repaid sooner if you no longer use the home as your principal residence, or fail to pay taxes or insurance, or make needed repairs.
Eligibility Criteria. Generally, to qualify for a reverse mortgage you must: be 62 years of age or older. occupy the property as your principal residence, and. have substantial equity in the property or own the home outright.
You must be at least 62 years old, the home must be your primary residence and you must have paid off most or all of your regular mortgage. To get a reverse mortgage loan, you need to go to a.
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There was good friction, some of it generated by mostly young, many-from-California transplants ready to get arm deep. a.