How Soon Can I Buy A House After Chapter 7 Fha Loan Qualifications Income FHA Loans – Income Qualifications for FHA. – FHA Home Loans – FHA Loans – Income Qualifications. gross monthly income multiplied by 29% = Mortgage Payment. Sometimes you have to stretch that percentage when you buy a house — and that’s one of the benefits of easier qualifying fha home loans. To qualify, you’re allowed to spend up to 35% of your income on your house payment,

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