WHY IS IT SO HARD TO USE A VA LOAN TO BUY A HOUSE? EVEN WITH A DOWN PAYMENT, VA LOANS ARE NOT ACCEPTED Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

You can get a mortgage once you are retired. To find out the specific requirements, I interviewed patrick gavin, Branch Manager & VP of Mortgage Lending at Guaranteed Rate, the 8th largest privately held mortgage bank in the U.S Rate.

Can I get a mortgage if I’m retired? Absolutely. The Equal Credit Opportunity Act prohibits lenders from denying mortgages to retirees if all standard criteria are met.

Consumers say insurers are "holding us hostage," noting that people can’t get a mortgage without home insurance. Dave DuPell.

A credit card cash advance is a hard money loan. Or you can get a hard money loan that is secured to equity in the home but was not part of the original purchase price. Hard money lenders usually want the borrower and the security to qualify for a hard money loan.

Your credit profile will play a crucial role in your ability to land a home loan and the type of rates and terms available. Before you pursue loan prequalification, get a free copy of your credit report from Annual Credit Report.com (this truly is free and requires no credit card information or monthly credit monitoring).

Getting a mortgage is more complex when you’re self-employed. These tips will help. Don’t give up on qualifying for a home loan just because you work for yourself.

How difficult is it to get loan to buy 2nd home? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

To my surprise, the co-op complex I was most interested in requires buyers to get their mortgage from only one bank. But I’m wondering if I will face this with other buildings, too. It’s hard to.

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